Business & Commercial Auto Insurance Serving Utah
If your business has company vehicles, you need a good commercial auto insurance policy. The right policy protects your business vehicles and you or your employee who is driving, from the expenses of an accident caused by other drivers, poor weather and road issues, as well as damages from theft, vandalism, and more. Commercial auto insurance also provides for bodily injury liability and property damage, covering injury, death or damage caused to someone else when you or your employee operate a company automobile. Medical payments or Personal Injury Protection (PIP) for treatment of injuries to the driver and passengers of the company car are also covered.
Hired/Non-owned Auto Liability
This particular coverage provides a business with commercial auto insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired) or a non-owned vehicle (employee using their own vehicle on company business). Protect your business with this type of coverage if you:
- Send an employee on a business errand such as picking up lunch for a meeting or purchasing office supplies, and they drive their own vehicle
- Hire a car to transport a client who comes to town for meetings with you
- Go on a business trip and rent a car
In these situations, a hired/non-owned auto liability section in your commercial auto insurance will protect your business from liability for injuries, death, and property damage caused by these vehicles. Damage to the vehicle itself is typically covered by the owner’s insurance. This coverage can often be inexpensively added to the business auto policy or in some cases a general liability policy.
Every business is unique – talk to us today to find out how to get the best commercial auto insurance service price and value.